Can You Get Reimbursed for Towing?

Dealing with a vehicle breakdown or accident can be stressful, and many people wonder if they can be reimbursed for the cost of towing. At E & E Towing Service, we’ve encountered this question many times from customers in Pleasant View, TN, and the surrounding areas. The good news is that, in many cases, you can get reimbursed for towing—depending on your insurance coverage or roadside assistance plan. In this blog, we’ll break down the options and help you understand when you might be eligible for reimbursement.

1. Insurance Coverage for Towing Reimbursement

One of the most common ways to get reimbursed for towing is through your auto insurance. If you have comprehensive coverage or collision coverage, it’s possible that towing costs will be covered after an accident or breakdown. However, this depends on the details of your policy.

• Roadside Assistance: Many insurance providers offer roadside assistance as part of their policy, which may cover towing services up to a certain distance or cost. Be sure to check with your insurance provider to see if this benefit is included in your plan.
• Accident Coverage: If your vehicle needs to be towed after an accident, comprehensive or collision coverage will often cover the towing expenses, but you may need to file a claim. Keep in mind that a deductible may apply.

2. Roadside Assistance Programs

If you belong to a roadside assistance program, such as AAA or through your auto manufacturer, you’re likely covered for towing costs. These programs usually offer free or discounted towing within a certain distance. If you need a tow that exceeds the distance covered, the program may reimburse you for part of the cost.

• Membership Plans: Most membership-based roadside assistance programs offer different levels of coverage, so it’s important to understand your specific plan’s towing benefits.

3. Credit Card Benefits

Some credit cards offer roadside assistance as a cardholder benefit. If your credit card includes this feature, you may be eligible for towing reimbursement. Be sure to review your card’s terms and conditions to see what kind of coverage is available and how to file a reimbursement claim.

4. Employer or Fleet Coverage

If you drive a company vehicle or are covered under a business’s insurance or fleet management plan, towing expenses may be reimbursed. Check with your employer or fleet manager to see what towing benefits are available.

How to File for Towing Reimbursement

If you’re eligible for reimbursement, the process typically involves:

1. Keep All Receipts: Always request an itemized receipt from the towing company to document the services provided and the total cost.
2. Contact Your Provider: Reach out to your insurance company, roadside assistance provider, or credit card company to begin the claims process.
3. Submit Documentation: Submit your towing receipt and any required paperwork, such as claim forms or accident reports.
4. Wait for Approval: Once the claim is processed, you’ll be reimbursed according to the terms of your coverage.

How E & E Towing Service Helps

At E & E Towing Service, we make the towing process as smooth as possible. We provide itemized receipts and professional service, ensuring you have all the documentation you need to file for reimbursement with your insurance or roadside assistance provider. Our team is here 24/7 to provide reliable towing services in Pleasant View, Clarksville, Nashville, and beyond.

Need Towing? Contact Us Anytime!

If you’re in need of towing services or roadside assistance, give E & E Towing Service a call. We’re available around the clock to get you back on the road quickly, and we’re happy to work with your insurance or roadside assistance provider to make sure you’re covered.